Digital banks offer seamless, secure, and personalized experiences.
Across the global financial landscape, a digital revolution is transforming how banking services are delivered and experienced. Cutting-edge technologies are being leveraged in corporate, consumer, and Islamic banking to streamline operations, enhance customer engagement, and expand service offerings. From insights and super-apps powered by artificial intelligence to Shariah-compliant digital platforms, the focus remains on simplifying financial processes, improving accessibility, and becoming indispensable strategic partners for businesses and individuals alike.
In the corporate banking realm, digital innovation is characterized by the adoption of sophisticated tools, including bank-to-enterprise application programming interface connections, real-time foreign exchange hedging, and advanced supply chain finance software. These advances are enabling businesses to achieve seamless transactions, proactive financial advice, and significant cost savings through automated processes. Simultaneously, the consumer banking sector is witnessing a surge in intuitive mobile applications, integrated digital ecosystems, and AI-driven personalized experiences, making everyday banking more convenient and accessible.
Islamic banking, while adhering to shariah principles, is also embracing this digital wave, rapidly expanding online offerings to provide user-friendly, secure, and comprehensive shariah-compliant products and services.
This widespread digital transformation is not about merely adopting new technologies, but also about fundamentally rethinking the relationship between banks and their clients. The transformation signifies a shift from transactional interactions to a partnership model, where financial institutions offer proactive advice, tailored solutions, and integrated platforms that cater to the evolving needs of a digitally native economy. The Round I winners of Global Finance’s 26th annual awards for the World’s Best Digital Banks exemplify these changes. As banks continue to innovate, the competitive landscape will be increasingly defined by their ability to deliver seamless, secure, and personalized digital experiences across all banking segments.
Methodology
Winners were chosen from entries evaluated by a world-class panel of judges at Infosys, a global leader in consulting, technology, and outsourcing. The editors of Global Finance were responsible for the final selection of all winners. Only banks that entered the competition were considered for awards; and awards were given only in those categories, regions, and countries in which there were entries. Winning banks were selected based on strategy, client usage, customer growth, product breadth, tangible benefits, and web/mobile design. Round I winners are eligible for Round II, with honorees revealed at Global Finance’s 2025 World’s Best Digital Banks Awards Ceremony and Forum on Oct. 7 at London’s 8 Northumberland Ave.
Best Corporate/Institutional Digital Banks 2025
Across the globe, digital banks are transforming corporate and institutional banking by simplifying financial processes, enhancing accessibility, and refashioning themselves as strategic partners for businesses. The regional winners of Global Finance’s 2025 World’s Best Digital Bank awards stand out for their innovative approaches and transformative digital initiatives.
Best Consumer Digital Banks 2025
As financial institutions around the world pursue digital transformation, distinct regional strategies are emerging to enhance customer experience, optimize operations, and expand service offerings.
Best Islamic Digital Banks 2025
Islamic Banks embrace innovation.
Leading Islamic banks are rapidly expanding their digital offerings to serve a wider customer base, showcasing a strong focus on user experience, convenience, and Shariah-compliant services.
